Personal Contract Purchase (PCP): Payable by 47 payments of £174.45. Payments are based on a duration of agreement of 48 months, a Cash Price OTR of £12,995.00 with a deposit of £2,500 leaving an amount of credit of £10,495.00. The agreement is calculated using a fixed rate of interest of 13.88% per year resulting in Representative 13.9% APR and a total amount payable of £17,610.15. Based on an annual mileage of 6,000, with Excess Mileage (pence per mile) of 0.06p. Optional Final Payment of £6,911.00.